About Us​

We Are Insurance Providers for Very Special Clients

Beacon Insurance Agency was formed by Terry Fortune back in 2009. Our goal was to become an allied insurance provider for the needs of churches, private schools, nonprofits, and other religious organizations. As our sole focus, these clients represent the best of those who serve others. And that is our calling – to serve those who serve our community. That singular focus allows us to understand the challenges you face and to better understand your needs.
As your insurance provider, we know that every organization is different. We handle each church, school, and nonprofit on an individual basis. We provide custom plans and offer policies to best serve you.
Beacon represents carriers with specialty church insurance programs and have formed a strong alliance with GuideOne Insurance. Since their founding in 1947, GuideOne has grown to be one of the foremost carriers in the United States. It is an invaluable resource for providing safety tools needed in the operation of churches and religious organizations. Our partnership with them has enabled us to offer package policies that cover the many unique risks of a church. We understand those risks because of our focused dedication to our clients on an individual level.
I am often asked what is the most important thing a church should consider when analyzing their coverage?
Hands down, the most important priority is to have a church specific policy. Only this type of policy will cover the many unique risks only a church faces. A standard policy will simply not cover many of the exposures.
The second most important item would be to have a local agent that can personally survey your risks and be there for you in a time of need.
Terry Fortune, AAI
President of Beacon Insurance Agency

Beacon has been blessed as an insurance provider and we feel that blessing is a result of our mission to serve those who serve Christ and our community. We are honored to have partnerships with the best financial carriers and have a team of dedicated, talented underwriters. Our clients are our greatest blessing, and our retention rate is over 98 percent with continued growth. We only represent strong financial carriers with an A rating or better from AM Best.

Meet the President of Beacon Insurance Agency

insurance providers
Terry Fortune, AAI
Beacon Insurance Agency is more than just a business for me, it’s my calling. Back in 2009, taking a leap of faith, I went out on my own after 13 years in the commercial insurance industry. My passion for building relationships combined with my love of helping churches enjoy peace of mind drives me and my decisions every day. Now, I am the only agency in Northwest Florida who specializes in servicing churches. I truly value the relationships I have with my clients and consider them a part of my family. At Beacon, we love being one of the most customized insurance providers in the area.
A 4th generation Santa Rosa County native, I raised my three children with my late wife of 26 years, Mary-Stewart, in Pace, Florida. Faith, family, and friends have been the touchstones of our lives. I am fortunate to have a business in which I can find both satisfaction and success. Giving back to our community is an important value in our family. And through Beacon, I am able to align my priorities with my profession to serve my clients.
I graduated from Berry College in Rome, Georgia where I obtained my commercial insurance license in 1998. Throughout the years, I’ve written insurance programs for a wide variety of businesses. Those include churches, contractors, nursing homes, doctor’s medical malpractice, and condos. In 2008, I felt called to help churches with their higher purpose of serving the needs of their congregation. At Beacon, we serve those who serve other by protecting them against the unexpected so they can focus on their mission.

If you are a church, private school, nonprofit or other religious organization, my team and I would love the opportunity to serve you. Please call us at 850-994-7944 to discover how we can help.

Frequently Asked Questions About Beacon Insurance Agency

What makes Beacon so knowledgeable about church, school, and nonprofit insurance?

This is ALL we do. Most agencies work with dozens of different types of clients but at Beacon, our focus is solely on clients like you. The agents at Beacon have a collective 60+ years of experienced as licensed Florida Insurance Agents and all our agents have at least 15 years under their belt.

What makes Beacon insurance programs customized for churches, private schools, and nonprofits?

We are privileged to be partnered with GuideOne Insurance, the premier insurance carrier for Churches, Schools, and Not for Profit organizations. They have 75 years of experience providing programs that can be tailored to your needs. Beacon and GuideOne understand that most of your revenue is earned through the generosity of giving so you must be a good steward of every dollar.

Policyholders of GuideOne’s programs have access to a wealth of resources and reduced fees with their partners, including but not limited to:
STOPit! – Anti-Bullying software/mobile app
Strategos International – Armed Intruder Training,
IntelliCorp and Protect My Ministry – background check and employment screening
Crisis Prevention Institute – Non Violent and De-Escalation Training
SubSplash – Online Giving Platform
MinistrySafe and Abuse Prevention – Sexual Abuse Prevention Resources

Can Beacon review our existing church, private school, or nonprofit insurance program for us?

Yes. We would love to have a conversation with you to identify your needs. Afterwards, we will review what insurance coverage you already have in place. If you currently have a great program, we’ll let you know. But if not, we will show you how Beacon can be an added value to your ministry team.

How long has Beacon been in business?

Beacon Insurance Agency of Pace was established in 2009 by Terry Fortune and is considered THE church, private school, and nonprofit insurance agency of Northwest Florida.

Have questions about Beacon Insurance Agency not answered here? Contact us to get answers to your questions today!

Speak With a Licensed Agent

Talk with one of our knowledgeable insurance agents about a package specific to your organization. Call us at 850-994-7944 today or
Schedule Consultation
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