Churches often ask us “do we really need a workers comp policy?” Do all churches need worker’s compensation insurance? The short answer is yes. Florida Law Florida law doesn’t require workers comp on entities with less than 4 employees. The law does, however, require an employer of any size pay lost wages and medical bills …
Workers’ compensation insurance for churches Read more on this article »
Along the Florida Gulf Coast, we are all too familiar with severe weather. In fact, it seems like yesterday that Hurricane Michael wreaked havoc on the Florida Panhandle; many churches are still rebuilding. At Beacon Insurance Agency, our mission is to help you before, during, and after severe weather. To Do Now: Secure Important Records …
Severe Weather Tips for Florida Churches, Schools and Nonprofits Read more on this article »
According to Richard Hammar of Church Law and Tax, church sexual abuse is the #1 risk to churches today in terms of damages. In his recent webinar, “Child Abuse: Emerging Trends to the Biggest Legal Threat to Churches” it was clear that when it comes to church sexual abuse prevention, a sexual misconduct policy is …
Highlights from Church Law and Tax Webinar on Church Child Abuse Read more on this article »
June 28th is National Insurance Awareness Day, established as a day every year to pause and review your commercial insurance policy. Every commercial insurance policy is reviewed at renewal time. But, when are some other times you will want us to provide a review of your organization’s property and general liability policies? Ask the following …
When is it Time for a Policy Review? Read more on this article »
Learn 3 ways to prepare and protect your Florida church in a tropical storm or hurricane.
COVID-19 has forced major changes in the ways churches interact. We all agree that some new ways will remain even after the pandemic and that the church community is eager to reunite on campuses nationwide. Prepare to reopen the church after COVID-19 with a thorough assessment of sanitation, sound and security. You want your church …
Prepare to reopen the church after COVID-19 Read more on this article »
With churches operating at bare capacity during the virus, it’s a given that there are unused church buildings. Follow the below steps to put your church in the best shape to return without a loss related to closed structures. 1. Turn off the water mains.Prevent potential water leak damages by turning off the water to …
How to address unused buildings during COVID-19 Read more on this article »
Is your church eligible for the PPP or EIDL Program? Is your church eligible for the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Program (EIDL)? The answer may be yes. The following document from the SBA gives detailed …
Coronavirus update for church leaders Read more on this article »
Amid the coronavirus pandemic, churches nationwide have many questions. Church Law and Tax put together this informative video hosted by Richard Hammar. Access the video by clicking the link below. https://www.churchlawandtax.com/web/2020/march/four-issues-church-leaders-should-note-about-unfolding-coro.html?jwsource=cl
If you are considering new construction at your church, school or nonprofit, then you are likely exploring EIFS. EIFS is a common construction material here in Northwest Florida because of its affordability. In church insurance, EIFS costs thousands of dollars in extra premiums and claims every year. As a property owner, it’s important for you …
