Churches often ask us “do we really need a workers comp policy?” Do all churches need worker’s compensation insurance? The short answer is yes. Florida Law Florida law doesn’t require workers comp on entities with less than 4 employees. The law does, however, require an employer of any size pay lost wages and medical bills …
According to Richard Hammar of Church Law and Tax, church sexual abuse is the #1 risk to churches today in terms of damages. In his recent webinar, “Child Abuse: Emerging Trends to the Biggest Legal Threat to Churches” it was clear that when it comes to church sexual abuse prevention, a sexual misconduct policy is …
Highlights from Church Law and Tax Webinar on Church Child Abuse Read More…
June 28th is National Insurance Awareness Day, established as a day every year to pause and review your commercial insurance policy. Every commercial insurance policy is reviewed at renewal time. But, when are some other times you will want us to provide a review of your organization’s property and general liability policies? Ask the following …
No matter how small or large a congregation is, church liabilities continue to rise. Churches of all shapes and sizes are becoming increasingly vulnerable to violent crimes, lawsuits, and other tolls taken from exposed or unknown risks. While church liability insurance is by design meant to protect against these, understanding the complexities of such policies …
Understanding General Liability Insurance Coverage Read More…
At Beacon Insurance Agency, one of our highest values to our clients is our expertise. With sexual misconduct, the knowledge and resources we bring to churches, non-profits and private schools keeps them protected and highly informed. With that, we are called by a recent rise nationally in these claims to help our community with sexual …
Insurance is one of the most important things a business can have, as there are so many types of damage that have the potential of bringing about financial ruin on a day-to-day basis. Unfortunately, the same holds true even for churches, Christian schools and non-profit organizations; but over and above standard policies that protect the …
Due to the nature of their work, ministers often fall into a category of their own in terms of professional expenses and business practices. They often live in homes funded by their congregation or parish, drive cars provided by their ministry and incur certain types of expenses that other professions would not. With such considerations, it’s important …
Stay Educated About Liability Coverage for Education Beacon Insurance Agency of Pace, Inc., has been providing insurance policies for private Christian schools in the area for nearly ten years, and we know the importance of giving our clients the coverage they need to be fully protected. The many risks faced by educational organizations such as …
