International Travel is a wonderful ministry tool, but can be expensive, stressful and require significant planning. It can also be unpredictable, and the right insurance can provide peace of mind.
Whether it is a missionary trip for the youth group, a senior class trip or a staff member has been invited to speak at a conference, there is a lot of planning and logistics involved in international travel.
As thorough as everyone strives to be, some situations are out of our control. We don’t know every custom or law in a foreign country, nor can we anticipate every bump in the road travelers could encounter.
Imagine the cost of having to replace clothing and hygiene items for 20 people because their bags never made it on the flight, or the fees to rebook an international ticket due to illness. More than likely, we have or will experience at least one of these scenarios during our travels.
Travel insurance can be customized to include:
- Foreign General Liability Insurance
- Foreign Voluntary Worker’s Compensation
- International Auto
- Kidnap, Ransom/Extortion
- Lost Baggage
- Travel Accident and Medical
- Trip Cancellation
Beacon’s team of experienced agents can provide options that fit your travel needs. Call the experienced insurance agents at Beacon Insurance Agency to learn more about the insurance coverage we provide today!
At Beacon, we understand our organizations need Travel Insurance. Importantly, it protects the financial investment you make in a trip, including lost baggage and trip cancellation. If you cancel a trip due to illness, you may incur some risk if you have no travel coverage. However, only certain policies provide coverage for medical expenses abroad. So it is important to know if you need additional travel health and medical evacuation insurance.
Travel Health Insurance and Medical Evacuation Insurance
Travel Health Insurance and Medical Evacuation Insurance are short-term supplemental policies that cover health care costs incurred during travel. Generally, they are not expensive. You may purchase international health insurance for travel separately from medical evacuation insurance. Keep in mind that having only travel health insurance rather than supplementing it with medical evacuation insurance may not be enough if the quality of care covered abroad necessitates evacuation to receive proper medical attention. At Beacon, we evaluate the type of travel our clients plan, the destination, the duration, and the frequency. These factors help us determine what policies might best suit our clients’ needs so that their trips can be better protected from financial risk.
Foreign Liability Insurance
Foreign Liability Insurance covers risks that differ greatly from the ones that our clients face on domestically. When church teams, nonprofit organizations, and groups private schools travel to foreign countries, they will encounter countless laws, languages, and customs that are unfamiliar to them. This puts them at great risk for legal liability in addition to safety compromises. Foreign liability insurance provides critical protection from costly legal actions that may result from events that occur during foreign travel. Moreover, the experts at Beacon work closely with our clients to provide them with the coverage needed to accomplish their mission without fear of legal recourse.
At Beacon, we are a firm whose greatest goal is to serve the special needs of churches, nonprofits, and private schools. We ensure their financial safety as they work to minister to communities both locally and internationally.
Make sure your organization can venture out into the world more confidently! Call the experienced agents at Beacon Insurance Agency to learn about our Insurance packages today!