Nonprofit Organization Insurance

Insurance Tailored to Nonprofit Organizations

Beacon strives in offering insurance services to nonprofit organizations. We feel a great responsibility in helping guide our nonprofits through the process of selecting insurance coverage. As a nonprofit, you often offer your services without great acknowledgment or praise. However, with good intensions a nonprofit organization can still find themselves vulnerable to many dangers and legal liabilities.
At Beacon, we represent top-rated national carriers that have nonprofit organization insurance programs. These policies cover the many unique risks specific to the operations of nonprofits and religious organizations. We feel blessed to serve those who serve others and show it in the level of service we provide.
We serve nonprofits with:
  • Office Building(s)
  • Special Events
  • Vehicles & Drivers
  • International Travel
We design policy plans tailored to meet the unique needs of nonprofit organizations. A plan that helps safeguard your volunteers, independent contractors, medical professionals, and those who work with your organization. A policy that can cover everything from the property to the staff helping ensure you’re covered in a future eventuality that may put you at risk. Everyone is vulnerable to legal action. However, with policies in place that mitigate the dangers and provide protection, your nonprofit will be able to face future challenges. You will even have allies who will help you navigate the road ahead.
A comprehensive nonprofit insurance policy includes General Liability and Property coverages and builds from there to cover your most important assets. Beacon’s package policies provide the flexibility of customizing insurance programs specific to your nonprofit and its unique needs. Options can include property, general liability, crime, sexual misconduct, directors & officers’ liability, automobile, worker’s comp and more. Beacon’s expertise and relationships with national brokers specificly for nonprofit insurance will find the coverage you need.

Nonprofit Insurance Packages

Include the following:
(click on each for more info):
Protection against liabilities associated with Pastor’s Professional, Medical, and Legal. More on General Liability Insurance
All buildings and their contents. More on Commercial Property Insurance
Protection against unforeseen issues that might put you at risk during activities offered by your group. More on Accident Insurance
Hired and Non-Owned. Limits follow General Liability Occurrence Limits. If your organization does not own automobiles, then we will offer coverage options under package policies. More on Commercial Auto Insurance
Capital & Securities, Employee Dishonesty, Forgery & Alteration, and Fidelity Bond. More on Crime Insurance
Coverage for non-electronic or written information as well as electronic information. More on Cyber Liability Insurance
Standard limits are up to $1,000,000. More on Directors & Officers Liability Insurance
Limits vary and we tailor them to client needs. More on Employment Practices Liability Coverage
Broad international coverage for infrequent travel, including foreign coverage for mission trips and business operations. More on International Travel Insurance
Limit amounts vary, depending on client needs. More about Sexual Misconduct Insurance
Special event insurance coverage for any event you may sponsor or be involved in… More on Special Event Insurance
Coverage that extends above and beyond the limits of their existing policies. More on Umbrella or Excess Liability Policy
Florida law requires churches and formal organizations with four or more employees to carry worker’s compensation coverage (WCC). More on Worker’s Compensation insurance

Beacon Insurance Agency works with nonprofit and religious organizations serving the community. In sharing knowledgeable information about insurance coverage, we are fulfilling our purpose in helping you protect your nonprofit organization so it can continue to serve others.

Frequently Asked Questions About Nonprofit Insurance

What insurance does a nonprofit need?

Every nonprofit is unique, and every state has different coverage requirements. A nonprofit organization in Idaho would not need hurricane coverage. Yet, they would have an interest in coverage to repair their boiler in the face of a blizzard. Each nonprofit needs to have a custom insurance plan based on what they do and how they do it.

How often should a nonprofit review their policy coverages?

Nonprofits should work ahead to review their insurance coverages before the next renewal. Make known any changes to your operations and any growth you may have experienced. You should also be aware of any changes in the industry that may effect you. If you have questions, ask your insurance agent for more information about your nonprofit’s insurance coverage.

What nonprofit programs should have insurance coverage?

Adult Day Care
Arts, Culture and Museum Centers
Boys and Girls Clubs
Developmentally Disabled Recreation or Independent Living Centers
Developmentally Disabled Vocational Programs or Sheltered Workshops
Domestic Violence Shelters
Food Banks
Goodwill Agencies
Group Homes
Head Start programs
Homeless Shelters
In Home Support Services
K-12 Private or Charter Schools
Meal Sites
Meals on Wheels
Pregnancy Centers
Residential Facilities (mental health, behavioral or substance abuse.)
Senior Centers
Thrift Stores
YMCA/WCA
Youth Shelters
More…

Have questions about nonprofit insurance not answered here? Contact Beacon Insurance Agency to get answers to your questions today!

Speak With a Licensed Agent

Talk with one of our knowledgeable insurance agents about a package specific to your nonprofit organization.
Call us at 850-994-7944 today or

Schedule Consultation
Extremely pleased with the service, coverage, and price provided by Beacon Insurance Agency. Our previous provider had consistently raised our different insurance rates and Beacon was able to not only lower our premiums, they increased our coverage and had extremely better customer service. Semper Fi,
Andy N.
Administrator
Baptist Church in Pace, Florida
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