Sexual Misconduct and Molestation claims can destroy the reputation of an employee or an organization if not handled properly and not all policies are created equal.
As we serve members of the community, we must all be aware of the vulnerable position in which volunteers and staff members operate. There is a level of trust that must be held up, so even an accusation can be costly.
It may be difficult to imagine a member of staff committing an act of sexual impropriety. That does not mean it is an impossibility. It also does not mean the accusation won’t be made without merit.
This coverage has options to protect the organization and its representatives from the astronomical costs associated with defense/legal fees, victim compensation and even the fees to repair your reputation in the aftermath.
Call the experienced insurance agents at Beacon Insurance Agency to learn more about the insurance coverage we provide today!