Insurance is one of the most important things a business can have, as there are so many types of damage that have the potential of bringing about financial ruin on a day-to-day basis. Unfortunately, the same holds true even for churches, Christian schools
Insurance Against the Overage
When a church is the target of a lawsuit, it places its assets at risk. The costs are often staggering, mounting to levels that exceed the standard insurance policies. However, if the cost of a claim surpasses the limitations of their primary insurance policies, their Umbrella Insurance Policy extends liability coverage, giving them an additional layer of insurance that further protects their assets. Unless they have an Umbrella Insurance Policy, the church could potentially face the payment of paying out-of-pocket for any medical expenses, legal fees
More Than General Coverage
At Beacon Insurance, we work with churches, non-profit organizations and Christian schools in determining the amount of coverage they need for their Umbrella Insurance Policy and offer them our guidance so that they feel fully protected for every eventuality. We understand the unique challenges these business entities face, so we tailor every aspect of our work specifically to their needs. As a church insurance agency, we strongly feel the importance of having the right Umbrella Insurance Policy in place, as it helps protect them from dangers including:
- Slip-and-fall accidents involving parishioners, staff members, visitors
andstudents. These accidents have the potential of incurring medical costs that exceed the limits of your general liability policy.
- Major lawsuits against the church for slander or liable with costs that exceed the coverage limitations of the primary liability insurance limits.
Insuring the Assets
The church’s vehicles, building
Protection for the Unexpected
At Beacon Insurance Agency, our focus lies in providing for the specialized insurance needs of churches, Christian schools and nonprofit organizations across the Gulf Coast. The ministries we work with need expert advice for keeping their assets safe, so we encourage that our clients take advantage of our partnership with GuideOne Insurance and the exclusive access it provides to safety resources. We work together in finding plans that protect their financial security and enable them to better serve their community with peace of mind.
Call Beacon Insurance Agency to learn more about the Umbrella Insurance Policy options we offer today!